About Our Asheville Insurance Agents

To acquire respectable insurance coverage, it sometimes comes down to having an agent that will work with your needs. We are proud to put each client first by tailoring policies to fit their needs. The entire team at Pamela H. Owenby Insurance, Inc. always has your best interest in mind because we understand how crucial it is to have dependable insurance coverage, whether it is for your home or business. You can learn more about our Asheville insurance agents when you read their bios below.

Meet Pamela

Pamela holding a sadleAt twelve years old, Pamela read an article about Asheville and the Smokey Mountain Parkway and declared to her Texas family that she would live there one day. So, this short Texan moved to North Carolina in her early twenties and married a mountain man. She served Western North Carolina (WNC) in real estate, home manufacturing, and trust administration. Her vast knowledge of construction, financial services, and real estate empowers her to be the best at protecting your assets.

Pamela decided she would be an insurance agent after having a serious insurance claim on a commercial building and learning the hard way she wasn’t adequately covered. After the dust settled, she realized people need an agent who will take the time to explain and offer coverage for the “what ifs” that sometimes happen. An agent that will tell you “the good, the bad, and the ugly” to be sure you understand what you have or don’t have with your insurance plan.

For over twenty-two years, this cowgirl owned and operated agency has been protecting the assets of WNC. The foundation of Pamela Owenby Insurance is Pamela truly caring about the insurance needs of others and a passion to serve every policyholder with excellence. Call her today to discuss your insurance needs.


Meet Michele

Michele smilingMichele is not your typical insurance agent. Although she is always helping others manage risk, she has been skydiving, Class VI whitewater rafting on the Upper Gauley River, and has repelled off of a 200-foot tower. One of her greatest thrills was, while serving in the United States Air Force, riding in an F-16 fighter jet completing rolls, touch-n-goes, and pulling 3Gs.

Friends and family often laugh that she may look like a crème-puff but, “she’s no crème puff.” She is fiercely competitive, an expert marksman, and was named Airman of the Year for the Columbus Air Force Base during her enlistment. This drive and determination for excellence comes through every day as she helps clients get the best coverage at competitive pricing that usually exceeds their expectations.

Michele has been with the agency since March of 1998, serves as Vice President, and would love to help you CYA–cover your assets! Call her today to review coverage at (828) 277-5432 or email her at Michele@phoinsurance.com.

Next time you are searching for insurance companies in Asheville, NC, you will know to turn to our knowledgeable, friendly team for all of your insurance needs, whether you need coverage for auto, homes, workers’ comp, businesses, and more. We will work with you to figure out the ideal coverage for your specific needs while staying within an affordable range. Connect with our team by calling (828) 277-5432 to discuss insurance in Asheville, NC, right now.